Finding the right insurance for your circumstances at a competitive price can be overwhelming with the numerous options and types of cover available.
It's no secret that surrounding yourself with a professional, experienced and capable team will ensure you and your business head in the right direction.
An insurance broker can save you time, money and worry. Just like an accountant or lawyer who provides you with professional advice, based on years of training and experience, a qualified broker can do the same with your insurance.
When arranging insurance, many people take shortcuts without seeking proper advice, understanding the fine print or considering whether they are getting value for money. Often they are disappointed when their insurance doesn't come to the rescue.
Whether it's business or personal insurance, brokers provide advice and assistance to make sure you are properly protected. They will also explain your policy and any special situations you need to watch out for.
Here are 5 reasons why you should consider using an insurance broker:
1. Avoid expensive mistakes
Experienced Insurance Brokers are well versed in accurately assessing a suitable level of cover for your asset, while your level of cover ultimately lies in your hands they will be able to ask the right questions to ensure you have considered all aspects of adequately covering your asset. Underinsurance is becoming a growing concern as people under estimate the true value of their assets.
A professional who understands insurance terminology can help you assess your asset replacement value and help decipher the insurance jargon and fine print of your policy.
2. Save on your premiums
A good insurance broker will have extensive knowledge of all the policies available and can advise you on what cover is necessary, and what you can potentially do without. Insurance brokers can help find the right cover for your needs and in turn save money on your premiums.
3. Saves time & effort
Calling numerous insurance providers and going through your requirements each time trying to find the best deal can be time consuming and frustrating. Why not use a broker that understands your needs and can do the hard work for you. Your broker will assess the policies on the market and provide you with competitive options according to your needs.
4. Your claims are taken care of
A good broker will also take care of your claim should disaster strike. If you need to make a claim, your broker will speak to loss adjustors and claims departments and do as much as possible for you. Your insurance broker will handle the paperwork and processing so you can focus on the important things.
5. Security of Personal Information
Submitting online quote requests can be like opening a can of worms. When dealing with a good insurance broker you know your details are kept safe and secure.
Hanrick Curran is pleased to be associated with Ausure Insurance Brokers South East Queensland. Their national strength and local knowledge means our clients can have peace of mind that their insurance needs are taken care of at a competitive price.
The Ausure team are more than happy to assist you with an obligation free review of your insurances, so please speak with your usual Hanrick Curran Adviser on 07 3218 3900 or contact Nathan Case, Principal of Ausure Insurance South East QLD directly on 07 3218 3966 to discuss this issue further and provide you some piece of mind when it comes to Insurance.